How to get the biggest ROI on an investment property

How to get the biggest ROI on an investment property

When purchasing an investment property, there are a number of factors that could increase or reduce your potential return on investment. In this case it’s not just location, location, location.  When considering a property for investment purposes, the most important question to ask is ‘will be attractive to tenants?’. But how do you know what … Read more

Tree change or sea change on the horizon?

Tree change or sea change on the horizon?

Australians are leaving capital cities in droves in a phenomenon being referred to as ‘The Great Relocation’. However, there’s a lot to consider beyond the obvious appeal of waking up to the laughter of kookaburras or enjoying a long walk on the beach. The terms ‘sea change’ or ‘tree change’ have been around for a … Read more

Budgeting for success in 4 easy steps

Budgeting for success in 4 easy steps

With the end of financial year approaching, it’s a good time to review your personal balance sheet. If it’s not as healthy as you would like, perhaps it’s time to do a little budget repair of your own. Just as governments need to set policy objectives and budget for future spending commitments, households need to … Read more

Four priorities for the ATO this tax time

Four priorities for the ATO this tax time

The Australian Taxation Office (ATO) has today announced four key focus areas for Tax Time 2022. The ATO will be focusing on: record-keeping work-related expenses rental property income and deductions, and capital gains from crypto assets, property, and shares. These ATO priority areas will ensure that there is an appropriate level of scrutiny on correct … Read more

Salary sacrifice to cut tax and boost your super

Salary sacrifice to cut tax and boost your super

This time of year, people’s thoughts start turning to their tax return, but it can also be a good time to set things up so you don’t pay more tax than required next financial year. Simply talking to your employer about setting up an arrangement to “sacrifice” some of your pre-tax salary could potentially lower … Read more

Tips to help you plan for a comfortable retirement

Tips to help you plan for a comfortable retirement

It is important to understand where this income will come from, how long it will last, and whether your retirement investments are on track, or whether some adjustments need to be made to get you there. Work out how long your super or account-based pension will last There are many variables that come into play … Read more

How to save a house deposit: essential tips

How to save a house deposit: essential tips

It’s a big decision when you decide you’re going to start saving to buy a home. It may seem like it’s going to take forever, but there are ways you can get there more quickly. We’re going to look at some of these in our three-part home deposit series. The key to a successful savings … Read more

The cost of not investing

The cost of not investing

For many people, the phrase “investing in the share market” is framed by either gains and losses. For the “gains” group, the thought of increasing their wealth and having the potential to generate returns is what propels them to invest. For the “losses” group, the thought of losing money is what keeps them out of … Read more

The value of having a budget

The value of having a budget

The cost of coffee made headlines a few weeks ago when it was reported prices could reach up to $7 a cup. Although counter reports came out sceptical of such a price hike, it’s undeniable that Australians are experiencing a creeping rise in expenses across the board. From petrol to groceries to travel, things are … Read more

A super end to the financial year

A super end to the financial year

As the end of the financial year approaches, now is a good time to check your super and see what you could do to boost your retirement nest egg. What’s more, you could potentially reduce your tax bill at the same time. There are a handful of positive changes to super due to start next … Read more

The road ahead for shares

The road ahead for shares

Trying to time investment markets is difficult if not impossible at the best of times, let alone now. The war in Ukraine, rising inflation and interest rates and an upcoming federal election have all added to market uncertainty and volatility. At times like these investors may be tempted to retreat to the ‘’safety” of cash, … Read more