Just when we thought it was safe to return to the supermarket aisle, it seems inflation has come back to bite us again. Worse, the Reserve Bank of Australia predicts it will linger for longer than previously expected, adding to cost-of-living concerns. So, what is inflation, and what causes it? Do we have to worry … Read more
Understanding how market maturity is reshaping private risk credit Private credit has moved from the edge of finance to an established component of the below-investment-grade credit markets. What began in the mid‑2000s as a relatively small and specialised form of nonbank lending has grown into a significant source of financing for small and medium‑sized companies, … Read more
You’re scrolling through an online retailer, like Amazon, Shein or eBay, and spot a shirt on sale for $40. You add it to your cart, but at checkout, a $10 shipping fee suddenly appears. Frustrated, you close the tab. But what if that same shirt was priced at $50 with “free” shipping? The likelihood that … Read more
Commodities delivered strong headline returns in 2025. Yet, beneath the surface, this rally was quite uneven—precious metals rose by roughly 80%, while the remainder of the Bloomberg Commodity Index underperformed cash by more than 3%. Less than three months into the new year, the commodities rally may be broadening beyond precious metals to energy and … Read more
When you think about building wealth, you may picture investments, property and superannuation. But there’s another critical element: insurance. It’s the silent partner in your financial strategy, quietly working behind the scenes to protect everything you’ve built. Strategic asset allocation is the hallmark of a robust wealth plan, using diverse holdings to build long-term financial … Read more
Discover ways to answer the common question ‘How much do I need to retire?’ Learn about retirement costs How much retirement costs depends on what you want out of retirement, and your individual needs and circumstances. The lifestyle you want may look different to another person’s, so your living costs will be different. For example, … Read more
A volatile geopolitical landscape, rapid technological shifts and evolving energy systems are helping to reshape investment returns. As we settle into 2026, the challenge for investors is in understanding and taking advantage of (or avoiding, if necessary) these global trends. The artificial intelligence boom has taken much of the oxygen in the market. The tech … Read more
Welcome to our latest newsletter. With Easter upon us, the break provides a good opportunity to unwind and spend quality time with family and friends. When it comes to planning for retirement, there is a lot that needs consideration. In this article, we explain some of the things you need to think about in the … Read more
