Home is where the super is for many Australians

Home is where the super is for many Australians

More Australians are upsizing their super by downsizing their home. Home ownership is still the great Australian dream for many people. But, for a growing number of older Australians, it is also about selling the home eventually so they can use some of the proceeds to top up their superannuation balance and help make their … Read more

Estate planning: making it easier on family

Estate planning: making it easier on family

Get professional legal and financial advice The right professional advice can take the guesswork out of deciding how to distribute your assets, and help you make crucial decisions about who will have your medical and financial power of attorney. You may consider finding a legal professional who specialises in wills and estates. You also have … Read more

Navigating turbulent times in the share market

Navigating turbulent times in the share market

As investors grapple with uncertainty, keeping a cool head has never been more important. “Time in the market, not timing the market” is a popular investment philosophy that emphasises the importance of staying invested over the long term rather than trying to predict short-term market movements. While markets can be volatile in the short term, … Read more

Independent living in retirement communities

Independent living in retirement communities

Key points: There are many benefits to moving into independent living You have many different types of retirement villages to choose from Retirement villages provide a range of lifestyle and village facilities Many people look at retirement villages as a way to downsize Benefits of independent living For people with an active lifestyle this type … Read more

Types of super funds

Types of super funds

When you start a job, you can usually choose a super fund or let your employer choose for you. Understanding the basics can help you work out what kind of account to get and whether it’s right for you. If you want to choose your own — or change your account — there are plenty … Read more

Achieving home-buying harmony

Achieving home-buying harmony

Buying a home is one of the most exciting milestones in life, but when you’re a couple working together to save for that all-important deposit, it can really put the relationship under pressure. It’s rare for couples to see eye to eye on every financial detail. You will most likely have different spending habits, levels … Read more

Planning for retirement

Planning for retirement

Questions to start your retirement planning Here are a few questions to get your retirement planning underway. Thinking about these might lead you to more questions, but that’s the fun part of the journey. How much money will you need for your retirement plan? How long will you likely spend in retirement? Where will the … Read more

Identity theft

Identity theft

If your personal information falls into the wrong hands, it can be used to steal your identity. If you think your identity has been stolen, report it to your bank and change your passwords. You can also contact IDCARE for specialised support. If identity documents with your Centrelink Customer Reference Number, Medicare or myGov details … Read more

How political events affect the markets

How political events affect the markets

From the economy bending policies of Trump 2.0 to the growing strength of the far right in Europe, the new alliance between Russia and the United States, the wars in Ukraine and the Middle East, and the US President’s vow to upturn world trade rules, the markets are certainly navigating tricky times. In recent months … Read more

April 2025 Newsletter

April 2025 Newsletter

Welcome to our April newsletter As we inch closer to this year’s Federal Election, our first article explains how political events across the globe can produce erratic responses from financial markets and affect the economy. We continue the theme in our next article. With the recent market turbulence, we outline why having a solid investment … Read more