If you find a transaction in your account that you don’t recognise, it could be unauthorised or mistaken. If you think something is wrong, contact your bank as soon as possible. Signs of unauthorised and mistaken transactions An unauthorised transaction is when someone transfers money from your account without your permission. A mistaken transaction is when when you pay … Read more
There is a way to enjoy the lifestyle your favourite suburb provides and still get on the property market. It’s called ‘rentvesting’ – owning an investment property while renting where you live. Property Investment Professionals of Australia’s 2020 research shows that more than 44% of first-time buyers are rentvesting.i While it’s a strategy that’s growing … Read more
By Robin Bowerman, Head of Corporate Affairs, Vanguard Australia Making regular investments of smaller sums of money is one of the best ways to achieve an ambitious financial goal without feeling daunted by the task ahead. It can also help keep you on track so you can reach your goal faster. Set and forget Setting … Read more
Early retirement planning never hurt anyone. A financial adviser Tuy explains the steps many of his 50-something clients take in order to make the best retirement plans. Retirement planning strategies For financial adviser Tuy, financial advice isn’t about making the most money all of the time. “It’s about coming up with solutions and strategies to help … Read more
By Robin Bowerman, Head of Corporate Affairs, Vanguard Australia Creating a financial plan is the first – and perhaps most important – step in investing. Yet, that is not the way most people start their investing journey. Typically it starts with savings being built up and the realisation that there are sufficient funds to invest … Read more
As the economy begins to get back on its feet, it’s time to get your business back on track and start preparing for this year’s tax time. Although 30 June may seem a long way off, there have been so many changes and government initiatives announced during the current financial year, you are likely to … Read more
Super is a way of saving for retirement. Your employer must pay a percentage of your earnings into your super account, and your super fund invests the money until you retire. There are lots of different super funds out there, and different types of accounts. Find out how to compare super funds, find your lost … Read more
By Tony Kaye, Senior Personal Finance Writer, Vanguard Australia Across Australia residential property prices are booming, thanks to pent-up demand, record low interest rates and ready access to mortgage finance. Median house prices in metropolitan and regional areas have surged, and that trend is set to continue as owner occupiers and investors compete for limited … Read more
After a tumultuous 2020, we identify four main trends that will drive real estate this year and in the decade to come. Capital in search of yield should support current pricing, while specialist segments like laboratories will catch the eye of mainstream investors. Environmental concerns will spur more property refurbishment. Finally, political and inflation risks … Read more
